Need an appraisal in Hohenwald or Lewis County?

See the top seven reasons TN homeowners order from Floyd Appraisal Works:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Lewis county's assessment of your propertyvalue
  3. To reduce a mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TN divorce, when real estate needs to be divided
  7. To settle an estate in Lewis county or TN by determining the true market value of real estate in question

Do you own a house in or near Hohenwald? Do you need help deciding the value of your real estate?
Contact Floyd Appraisal Works.

We at Floyd Appraisal Works understand the individual needs of a homeowner looking for appraisal services. Our regular business clients are used to the appraisal process and the standard documents we provide. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Floyd Appraisal Works will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping folks just like you dismiss undesirable PMI insurance.

Challenging a property tax assessment

If you live in a local area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Floyd Appraisal Works is your strongest weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An appraisal from Floyd Appraisal Works can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for accuracy? An appraiser from Floyd Appraisal Works can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.