Attention homeowners: Real estate appraisal services for in Hohenwald and Lewis County
The top seven reasons why TN homeowners call on Floyd Appraisal Works Inc:
Need help determining the value of your house in or near Hohenwald, TN?
We at Floyd Appraisal Works Inc understand the particular needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Floyd Appraisal Works Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experts in helping folks just like you dismiss unneeded PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties close by. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting a professional appraisal from Floyd Appraisal Works Inc is your perfect weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be inopportune from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Floyd Appraisal Works Inc can help you reinstate your home equity line of credit with efficient appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Floyd Appraisal Works Inc can help with that too. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.